Not logged in.
Quick Search - Contribution
Contribution Details
| Type | Master's Thesis |
| Scope | Discipline-based scholarship |
| Title | Outreach and financial performance in financial inclusion: Evidence from recent data |
| Organization Unit | |
| Authors |
|
| Supervisors |
|
| Language |
|
| Institution | University of Zurich |
| Faculty | Faculty of Business, Economics and Informatics |
| Date | 2022 |
| Abstract Text | Whether pursuing its true mission and reaching out to the poor is profit enhancing for financial service providers within the financial inclusion industry or not, is subject to a controversial debate in research and practice. A panel data analysis, running multivari- ate regression models, finds strong evidence suggesting that more depth of outreach is associated with higher operating costs for the financial service providers. The results also show that more depth of outreach is associated with earning higher yields on the portfolios. As The financial return is influenced by both these figures, the two findings lead to no effect on the financial return. Thus, more depth of outreach does not translate into neither higher or lower financial return. These findings could explain the divergence in the existing literature regarding the effect of outreach on financial performance. |
| Export |
BibTeX
|