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Contribution Details

Type Scientific Publication In Electronic Form
Scope Discipline-based scholarship
Title Information sharing and the geography of banking
Organization Unit
Authors
  • Shusen Qi
  • Ralph De Haas
  • Steven Ongena
  • Stefan Straetmans
Language
  • English
Place of Publication London
Publisher VoxEU, CEPR Policy Portal
Date 2021
Abstract Text Digitalisation, FinTech, and the expansion of mobile banking have changed the way in which many banks operate on a day-to-day basis, including where they choose to have physical branches. This column explores the effect of digitalisation on the geography of banks, testing the effects of digital information-sharing on branch locations in Europe. findings suggest that information sharing has a strong positive effect on branch clustering, with banks more likely to open new branches in areas where they do not yet operate but where other banks are already present.
Free access at Official URL
Official URL https://voxeu.org/article/information-sharing-and-geography-banking
Other Identification Number merlin-id:20847
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