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Contribution Details

Type Other Publication
Scope Discipline-based scholarship
Title Effect of conflict on bank lending: Evidence from Indian border areas
Organization Unit
Authors
  • Mrinal Mishra
  • Steven Ongena
Language
  • English
How Published Ideas for India
Date 2020
Abstract Text Conflict can affect economic outcomes through the decisions of key individuals. This article studies the effect of repeated incidents of shelling across the India-Pakistan border, on loan officers working in districts along the border. It finds that in bank branches in affected areas, there is a pronounced increase in interest rates but only a negligible change in disbursed loan amounts.
Official URL https://www.ideasforindia.in/topics/money-finance/the-effect-of-conflict-on-lending-empirical-evidence-from-indian-border-areas.html
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