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| Type | Studies and Reports Commissionned |
| Scope | Discipline-based scholarship |
| Title | Summary Report: The Level of Indebtedness of MSME Credit Customers and the Quality of Finance in Bosnia and Herzegovina |
| Organization Unit | |
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| Language |
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| Date | 2014 |
| Abstract Text | This report analyses the level of indebtedness of MSME credit customers and the quality of finance in Bosnia and Herzegovina (BiH). |
| Zusammenfassung | The objectives of study are to - assess the current level of indebtedness and repayment performance of micro, small and medium enterprises (MSMEs) and retail borrowers in BiH, - examine the factors – on both the demand and supply side – that drive high levels of indebtedness, - assess the quality of finance for these clients of financial institutions, and - propose recommendations for financial institutions in BiH. The findings show that the majority of borrowers have more than one credit product outstanding. Moreover, multiple and cross-borrowing are still prevalent albeit to a lower degree compared to the 2009 microcredit data sample and high levels of indebtedness still prevail in certain market segments. |
| Free access at | Official URL |
| Official URL | http://www.efse.lu/media/pdfs/studies/responsible-finance-studies/efse_df_indebtedness_study_2013_in_bih_summary_paper.pdf |
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