@article{publication-9206,
	author={Ioannidou, Vasso and Ongena, Steven},
	doi={10.1111/j.1540-6261.2010.01596.x},
	issn={0022-1082},
	journal={Journal of Finance},
	number=5,
	pages={1847-1877},
	publisher={The American Finance Association / Blackwell},
	title={“Time for a Change”: Loan conditions and bank behavior when firms switch banks},
	volume=65,
	year=2010,
}