@article{publication-9198,
	author={Cerqueiro, Geraldo and Ongena, Steven and Roszbach, Kasper},
	doi={10.1111/jofi.12214},
	issn={0022-1082},
	journal={Journal of Finance},
	number=3,
	pages={1295-1322},
	publisher={Wiley-Blackwell Publishing, Inc.},
	title={Collateralization, bank loan rates, and monitoring},
	volume=71,
	year=2016,
}