@unpublished{publication-9109, author={Seshan, Ganesh and Zubrickas, Robertas}, doi={http://dx.doi.org/10.2139/ssrn.2266851}, institution={University of Zurich}, number=2266851, series={SSRN}, title={Remittance Flows under Asymmetric Information: A Contracting Approach }, year=2013, }