@article{publication-8439,
	author={Ongena, Steven},
	doi={10.1111/jmcb.12079},
	issn={0022-2879},
	journal={Journal of Money, Credit, and Banking},
	number={s1},
	pages={87-91},
	publisher={Wiley-Blackwell},
	title={Discussion of Presbitero, Udell and Zazzaro},
	volume=46,
	year=2014,
}