@unpublished{publication-5270,
	author={Matsen, Egil and Thøgersen, Øystein},
	institution={University of Zurich},
	issn={1424-0459},
	number={No. 468},
	series={Working paper series / Institute for Empirical Research in Economics},
	title={Habit formation, strategic extremism, and debt policy},
	year=2010,
}