@unpublished{publication-5156,
	author={Br{\"u}gger, Beatrix and Lalive, Rafael and Steinhauer, Andreas and Zweim{\"u}ller, Josef},
	institution={University of Zurich},
	issn={1664-7041},
	number={No. 41},
	series={Working paper series / Department of Economics},
	title={The Demand for Social Insurance: Does Culture Matter?},
	year=2011,
}