@article{publication-23691,
	author={Ongena, Steven and Delis, Manthos D and Dioikitopoulos, Evangelos V},
	doi={10.1016/j.jbankfin.2023.106852},
	issn={0378-4266},
	journal={Journal of Banking and Finance},
	pages={106852-106852},
	publisher={Elsevier},
	title={Population diversity and financial risk-taking},
	volume=151,
	year=2023,
}