@article{publication-23306, author={Pomeranz, Dina and Kast, Felipe}, doi={10.3368/jhr.0619-10264r3}, issn={0022-166X}, journal={Journal of Human Resources}, number=1, pages={70-108}, publisher={University of Wisconsin Press * Journal Division}, title={Savings accounts to borrow less: experimental evidence from Chile}, volume=59, year=2024, }