@article{publication-22243,
	author={Auer, Raphael and Matyunina, Alexandra and Ongena, Steven},
	doi={10.1016/j.jfi.2022.100965},
	issn={1042-9573},
	journal={Journal of Financial Intermediation},
	pages={100965-100965},
	publisher={Elsevier},
	title={The Countercyclical Capital Buffer and the Composition of Bank Lending},
	volume=52,
	year=2022,
}