@misc{publication-21196,
	address={Liberty Street Economics},
	author={Delis, Manthos D and Fringuellotti, Fulvia and Ongena, Steven},
	note={https://libertystreeteconomics.newyorkfed.org/2021/07/credit-income-and-inequality.html},
	publisher={Federal Reserve Bank of New York},
	title={Credit, Income, and Inequality},
	year=2021,
}