@article{publication-20789, author={Kolaric, Sascha and Kiesel, Florian and Ongena, Steven}, doi={10.1111/jmcb.12789}, issn={0022-2879}, journal={Journal of Money, Credit and Banking}, number={2-3}, pages={367-400}, publisher={Wiley-Blackwell Publishing, Inc.}, title={Market Discipline through Credit Ratings and Too‐Big‐to‐Fail in Banking}, volume=53, year=2021, }