@unpublished{publication-19986,
	author={Jones, Jill and Ongena, Steven and Pappas, Vasileios and Tsionas, Mike and Izzeldin, Marwan},
	doi={10.2139/ssrn.2960018},
	institution={University of Zurich},
	issn={1556-5068},
	number={n/a},
	series={SSRN},
	title={Efficiency Convergence in Islamic and Conventional Banks},
	year=2018,
}