@article{publication-1993,
	author={van de Ven, W P M M and Beck, K and Buchner, F and Chernichovsky, D and Gardiol, L and Holly, A and Lamers, L M and Schokkaert, E and Shmueli, A and Spycher, S and Van de Voorde, C and van Vliet, R C J A and Wasem, J and Zmora, I},
	doi={10.1016/S0168-8510(02)00118-5},
	issn={0168-8510},
	journal={Health Policy},
	number=1,
	pages={75-98},
	publisher={Elsevier},
	title={Risk adjustment and risk selection on the sickness fund insurance market in five European countries},
	volume=65,
	year=2003,
}