@article{publication-18950, author={Chmelikova, Gabriela and Krauss, Annette and Lategan, François}, doi={10.7160/aol.2021.130406}, issn={1804-1930}, journal={AGRIS on-line Papers in Economics and Informatics}, number=4, pages={61-69}, publisher={Czech University of Life Sciences}, title={Microfinance as a Mechanism against Financial Exclusion in the European Rural Areas – an Inspiration for the Czech Republic}, volume=13, year=2021, }