@unpublished{publication-16759,
	author={Albertazzi, Ugo and Fringuellotti, Fulvia and Ongena, Steven},
	institution={University of Zurich},
	number=1176,
	pages=69,
	series={Bank of Italy Temi di Discussione},
	title={Fixed rate versus adjustable rate mortgages: Evidence from Euro area banks},
	year=2018,
}