@unpublished{publication-13311,
	author={Bonfim, Diana and Nogueira, Gil and Ongena, Steven},
	institution={University of Zurich},
	number=7,
	series={Banco de Portugal-Working Papers 2016},
	title={Sorry, we're closed: Loan conditions when bank branches close and firms transfer to another bank},
	year=2016,
}