@article{publication-13123,
	author={Bloechlinger, Andreas and Leippold, Markus},
	doi={10.1017/S0022109017000874},
	issn={0022-1090},
	journal={Journal of Financial and Quantitative Analysis},
	number=1,
	pages={299-334},
	publisher={Cambridge University Press},
	title={Are ratings the worst form of credit assessment apart from all the others?},
	volume=53,
	year=2018,
}