@article{publication-12890,
	author={Ongena, Steven and YU, Yuejuan},
	doi={10.1007/s10693-015-0237-7},
	issn={0920-8550},
	journal={Journal of Financial Services Research},
	number=1,
	pages={1-17},
	publisher={Springer},
	title={Firm industry affiliation and multiple bank relationships},
	volume=51,
	year=2017,
}