@unpublished{publication-12494,
	author={Koch-Medina, Pablo and Munari, Cosimo and Sikic, Mario},
	institution={Cornell University},
	issn={2331-8422},
	number={1502.03252},
	pages=18,
	series={ArXiv.org},
	title={Diversification, protection of liability holders and regulatory arbitrage},
	year=2015,
}