@unpublished{publication-11954,
	author={Crawford, Gregory S and Pavanini, Nicola and Schivardi, Fabiano},
	institution={University of Zurich},
	issn={1664-7041},
	number=192,
	pages=46,
	series={Working paper series / Department of Economics},
	title={Asymmetric information and imperfect competition in lending markets},
	year=2015,
}