@article{publication-11794,
	author={Ongena, Steven and Smith, David C},
	doi={10.1016/S0304-405X(01)00069-1},
	issn={0304-405X},
	journal={Journal of Financial Economics},
	number=3,
	pages={449-475},
	publisher={Elsevier},
	title={The duration of bank relationships},
	volume=61,
	year=2001,
}