@article{publication-11791,
	author={Ongena, Steven and Smith, David C and Michalsen, Dag},
	doi={10.1016/S0304-405X(02)00232-5},
	issn={0304-405X},
	journal={Journal of Financial Economics},
	number=1,
	pages={81-112},
	publisher={Elsevier},
	title={Firms and their distressed banks: lessons from the Norwegian banking crisis},
	volume=67,
	year=2003,
}