@article{publication-9569,
	author={Hancock, John and Huber, Paul and Koch Medina, Pablo},
	doi={10.1111/1098-1616.00001},
	issn={1098-1616},
	journal={Risk management and insurance review},
	number=2,
	pages={1-9},
	publisher={Wiley-Blackwell Publishing, Inc.},
	title={Value creation in the insurance industry},
	volume=4,
	year=2001,
}