@article{publication-5951, author={Malmendier, Ulrike and Shanthikumar, Devin}, doi={10.1016/j.jfineco.2007.02.001}, issn={0304-405X}, journal={Journal of Financial Economics}, number=2, pages={457-489}, publisher={Elsevier}, title={Are Small Investors Naïve About Incentives?}, volume=85, year=2007, }