@unpublished{publication-5407,
	author={Hoffmann, Mathias and Shcherbakova, Iryna},
	institution={University of Zurich},
	issn={1424-0459},
	number={No. 363},
	series={Working paper series / Institute for Empirical Research in Economics},
	title={Consumption Risk Sharing over the Business cycle: the role of Small Firms' Access to Credit Markets},
	year=2008,
}