@article{publication-4999, author={Rochet, Jean-Charles and Tirole, Jean}, doi={10.1111/j.1542-4774.2011.01020.x}, issn={1542-4766}, journal={Journal of the European Economic Association}, number=3, pages={462-495}, publisher={Wiley-Blackwell}, title={Must-take cards: Merchant discounts and avoided costs}, volume=9, year=2011, }