@article{publication-24239, author={Albertazzi, Ugo and Fringuellotti, Fulvia and Ongena, Steven}, doi={10.1016/j.euroecorev.2023.104643}, issn={0014-2921}, journal={European Economic Review}, pages={104643-104643}, publisher={Elsevier}, title={Fixed rate versus adjustable rate mortgages: Evidence from euro area banks}, volume=161, year=2024, }