@article{publication-24199,
	author={Ongena, Steven and Paraschiv, Florentina and Reite, Endre J},
	doi={10.1016/j.jempfin.2023.101431},
	issn={0927-5398},
	journal={Journal of Empirical Finance},
	pages={101431-101431},
	publisher={Elsevier},
	title={Counteroffers and Price Discrimination in Mortgage Lending},
	volume=74,
	year=2023,
}