@article{publication-24198, author={De Haas, Ralph and Lu, Liping and Ongena, Steven}, doi={10.1093/jeg/lbad020}, issn={1468-2702}, journal={Journal of Economic Geography}, number=6, pages={1237-1271}, publisher={Oxford University Press}, title={Close competitors? Bilateral bank competition and spatial variation in firms’ access to credit}, volume=23, year=2023, }