@article{publication-24080,
	author={B{\"o}hnke, Victoria and Ongena, Steven and Paraschiv, Florentina and Reite, Endre J},
	doi={10.1016/j.jbankfin.2023.106992},
	issn={0378-4266},
	journal={Journal of Banking and Finance},
	pages={106992-106992},
	publisher={Elsevier},
	title={Back to the roots of internal credit risk models: Does risk explain why banks' risk-weighted asset levels converge over time?},
	volume=156,
	year=2023,
}