@article{publication-19323,
	author={Delis, Manthos D and Hasan, Iftekhar and Ongena, Steven},
	doi={10.1016/j.jfineco.2019.09.013},
	issn={0304-405X},
	journal={Journal of Financial Economics},
	number=2,
	pages={571-596},
	publisher={Elsevier},
	title={Democracy and credit},
	volume=136,
	year=2020,
}