@unpublished{publication-18048,
	author={Basten, Christoph and Ongena, Steven},
	doi={10.2139/ssrn.3434966},
	institution={University of Zurich},
	number={19-39},
	series={Swiss Finance Institute Research Paper},
	title={The geography of mortgage lending in times of FinTech},
	year=2019,
}