@article{publication-1797, author={van Kleef, R C and Beck, K and van de Ven, W P M M and van Vliet, R C J A}, doi={10.1016/j.jhealeco.2007.06.001}, issn={0167-6296}, journal={Journal of Health Economics}, number=2, pages={427-443}, publisher={Elsevier}, title={Risk equalization and voluntary deductibles: a complex interaction}, volume=27, year=2008, }