@inbook{publication-16122,
	address={Rotterdam},
	author={van Kleef, R C and Beck, Konstantin and Buchner, F},
	booktitle={Voluntary deductibles and risk equalization: a complex interaction},
	editor={van Kleef, Richard  C},
	isbn={978-90-8559-457-4},
	pages={43-64},
	title={How self-selection affects risk equalization: the example of voluntary deductibles},
	year=2008,
}