@inbook{publication-14642,
	address={Rotterdam},
	author={van Kleef, Richard C and Beck, Konstantin and van de Ven, Wynand P M M and van Vliet, René C J A},
	booktitle={Volontary deductibles and risk equalization: A complex interaction},
	doi={10.1016/j.jhealeco.2007.06.001},
	editor={van Kleef, Richard C},
	isbn={9789085594574},
	pages={17-41},
	publisher={University of Rotterdam},
	title={Risk equalization and voluntary deductibles: a complex interaction},
	year=2008,
}