@misc{publication-14630,
	address={London},
	author={Delis, Manthos D and Ongena, Steven and Hasan, Iftekhar},
	month={FEB},
	note={http://voxeu.org/article/democratic-development-lowers-cost-credit},
	publisher={VoxEU, CEPR Policy Portal},
	title={Democratic development lowers the cost of credit},
	year=2017,
}