@article{publication-11792,
	author={Berger, Allen N and Dai, Qinglei and Ongena, Steven and Smith, David C},
	doi={10.1016/S0378-4266(02)00386-2},
	issn={0378-4266},
	journal={Journal of Banking and Finance},
	number=3,
	pages={383-415},
	publisher={Elsevier},
	title={To what extent will the banking industry be globalized? A study of bank nationality and reach in 20 European nations},
	volume=27,
	year=2003,
}