@book{publication-11790, address={New York}, author={Degryse, Hans and Moshe, Kim and Ongena, Steven}, doi={10.1093/acprof:oso/9780195340471.001.0001}, isbn={9780195340471}, pages=227, publisher={Oxford University Press}, title={Microeconometrics of Banking : Methods, Applications, and Results}, year=2009, }