@article{publication-11788, author={Degryse, Hans and Ongena, Steven}, doi={10.1111/j.1540-6261.2005.00729.x}, issn={0022-1082}, journal={Journal of Finance}, number=1, pages={231-266}, publisher={Wiley-Blackwell Publishing, Inc.}, title={Distance, Lending Relationships, and Competition}, volume=60, year=2005, }