@article{publication-10312, author={Hens, Thorsten and Breuer, Wolfgang and Wang, Mei and Salzmann, Astrid J}, doi={10.1080/00036846.2014.972547}, issn={0003-6846}, journal={Applied Economics}, number=5, pages={449-465}, publisher={Taylor & Francis}, title={On the determinants of household debt maturity choice}, volume=47, year=2015, }