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Contribution Details

Type Bachelor's Thesis
Scope Discipline-based scholarship
Title A new Challenger emerges: A Business model analysis of Neobanks
Organization Unit
Authors
  • Sadijan Zekic
Supervisors
  • Mrinal Mishra
  • Steven Ongena
Language
  • English
Institution University of Zurich
Faculty Faculty of Business, Economics and Informatics
Date 2020
Abstract Text In our modern economic and societal environment, Fintech is omnipresent and currently denotes a new, innovative, and emerging field, which is indispensable in today’s financial sector. Neobanks are a part of the Fintech movement and are increasingly becoming an important player in the retail banking sector, challenging traditional financial institutions and their business models. Since it is, however, a recent development, the scientific literature is scarce, which is why this thesis tries to fill the research gap. The author attempts to analyse the business model of a Neobank using a conceptual framework and capture its essence in its entirety. The results of the thesis show the viability of a Neobank’s business model, how they compete in a saturated industry, and how they influence its competition. It is expected that this work will help readers understand the concept of a Neobank and use it for their own practical and academic purposes.
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