Not logged in.

Contribution Details

Type Journal Article
Scope Discipline-based scholarship
Title Gender bias and credit access
Organization Unit
Authors
  • Steven Ongena
  • Alexander Popov
Item Subtype Original Work
Refereed Yes
Status Published in final form
Language
  • English
Journal Title Journal of Money, Credit and Banking
Publisher Wiley-Blackwell Publishing, Inc.
Geographical Reach international
ISSN 0022-2879
Volume 48
Number 8
Page Range 1691 - 1724
Date 2016
Abstract Text We extract an exogenous measure of gender bias from survey responses by descendants of U.S. immigrants on questions about the role of women in society. We then use data on around 6,000 small business firms from 17 countries and find that in high-gender-bias countries, female entrepreneurs are more likely to opt out of the loan application process and to resort to informal finance, even though banks do not appear to actively discriminate against them. These results are not driven by credit risk differences between female- and male-owned firms or by any idiosyncrasies in the set of countries in our sample.
Free access at Related URL
Related URLs
Digital Object Identifier 10.1111/jmcb.12361
Other Identification Number merlin-id:13145
PDF File Download
Export BibTeX
EP3 XML (ZORA)