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|Title||Investigating the Relationship Between the Housing Risks, the Social Security Coverture and their Impact on the Home Ownership Rates in Switzerland and Englan|
|Institution||University of Zurich|
|Faculty||Faculty of Economics, Business Administration and Information Technology|
|Abstract Text||Considering that home equity may serve as a financial security that can be used during hardships. Would households compensate for low social security by higher homeownership? This Master Thesis uses the Swiss Households Panel and housing market data to investigate the relationship between social security and homeownership rates. Thanks to a probabilistic model, this research finds strong evidences that Swiss households living in regions with lower social transfers tend to compensate by investing in their homes and therefore have a higher homeownership probabilities.|